Our Marine Insurance Services

Passenger Vessels - Coast Guard Certified

If you own a passenger vessel, picking the right crew members, captain and making sure your boat operates at peak efficiency is a must. The same can be said for choosing the right passenger vessel insurance. The maritime insurance professionals at Douglas Maritime Insurance Brokers can design a policy that best suits your business needs and saves you money.

Passenger vessel owners are at risk for liability exposure on a variety of fronts:

Injury or Death of Crewmember or Passengers
Injury or Death of Crewmember, Passengers or workers ashore
Damage to owners vessel or other vessels
Damage to Docks or Piers
Medical Expenses of injured

You start to get the picture of all of the potential problems that can occur. Our agents will develop a comprehensive policy that will cover Protection & Indemnity Insurance, Hull & Machinery Insurance and any other potential concerns. We will make sure to find the best policy that protects your business and works with your budget.

We also offer additional policy options for passenger vessel owners that cover liability for serving liquor, business interruptions, and coverage for property and casualty ashore.

With more than 25 years of experience, Douglas Maritime Insurance specializes in designing passenger vessel insurance policies for boat owners that make sense for their business. Call us today at 1-866-627-4639. Whether you own one passenger vessel or an entire fleet, we can make sure that you receive the coverage you need and grow with your business.

Six Pack Vessel Insurance

Six-Pack vessels are popular for charter fishing trips and sunset and dinner cruises. Six-Pack vessels are defined as a commercial boat that carries up to six passengers not counting crew members. While these boats in many cases are smaller, the exposure to liability is just as great as with larger vessels. At Douglas Maritime Insurance Brokers one of our specialties is designing comprehensive marine insurance policies for Six-Pack vessel owners.

As a commercial vessel owner, you are ultimately responsible for all that happens onboard your boat. A single accident or incident that causes injury, death or extensive damage can ruin your business quickly. You can spend years in litigation and your reputation can be severely damaged. You also need to make sure that if your boat is damaged, you are able to have repairs made quickly so you can get back to business. We can design a comprehensive marine insurance policy that protects you from liability in the event of damage to other boats, property or injury or death.

Marine insurance policies can be tricky to understand. It is important to understand the coverage you need. It is important to have a policy that provides you with the broadest coverage possible. Certain policies will cover damages to your vessel and other boats or ships, but might not cover injuries to crew member of damage to pier docks and cargo. Depending on the circumstances of the incident, you might not be covered if you do not have the right policy.

Our team of insurance experts will determine your needs and design a policy that provides you with the coverage that you need at a fair price. Contact us at 1-866-627-4639 to find out more information regarding six-pack vessel insurance or to receive an insurance quote.

Commercial Vessel Insurance

Commercial vessels are defined as boats that are used in performing a service. Whether it is transporting passengers, fishing, salvage, or pushing other boats, they are performing some form of work. Tug Boats, barges, ferries, tour and salvage boats all fall under this category.

Commercial boat owners incur an enormous amount of responsibility serving the needs of others whether it is transporting passengers, providing food for others or performing tasks that are unique. They are also exposed to increasing liability. As new maritime laws are created or changed, the exposure to liability increases almost daily. Having an outdated or inadequate commercial vessel insurance policy can have disastrous consequences in the event of an incident.

At Douglas Maritime Insurance Brokers our agents specialize in developing comprehensive insurance policies for commercial vessel owners. While there are the necessary basics such as Protection and Indemnity and Hull and Machinery Insurance, there are also other supplemental policies that might be necessary such as liability coverage if you serve liquor or other circumstances. Since each business is unique, we can create a policy that is tailored your needs so you have the coverage you need to stay protected.

We will take the time to understand the needs of your business and work with you as your business grows to make sure you are always up to date on coverage. Contact an agent regarding information or a quote on commercial vessel insurance at 1-866-627-4639. Let Douglas Maritime Insurance Brokers be your choice to help you navigate the waters of marine insurance.

Yacht Insurance

It is a relatively common dream of many to own a yacht. Imagine cruising to exotic places and living about your seagoing castle. Owning a yacht is also a major investment, not only in the cost and maintenance of the vessel, but also making sure that your yacht is adequately insured in the event of a collision or any injury or casualty on board your vessel.

Douglas Maritime Insurance Brokerage has more than 25 years of experience designing effective marine insurance policies for their clients. Yacht owners can better understand the liabilities of ownership and have a policy created that allows them to have comprehensive coverage in the event of a collision, injury, casualty or damage to fixed assets such as piers, docks and boat slips.

Understanding the type of marine insurance best fits your individual needs can be an almost impossible proposition if it is not properly explained. The insurance needs for mega yacht owners can be very different than other marine policies. There are few situations worse for yacht owners than to have an incident occur and realize that you are not adequately covered against liability, hull and machinery damage and a host of other potential legal exposures.

If you are a new or existing yacht owner and you have questions regarding the types of coverage you might need, give us a call at 1-866-627-4639 to speak with an agent and to receive a quote on yacht insurance. When you are in the market for yacht insurance, Douglas Maritime Insurance Brokers will make sure that your policy fits your immediate needs and be there for you as your needs change.

Charter Boat Insurance

If you own a charter boat business and are in need of insurance or feel that it might be time to review your policies, Douglas Martime Insurance Brokerage , has more than 25 years of experience providing charter boat insurance quotes and rates for operators of all sizes.

Charter boat operators have specific needs that must be addressed to make sure your business is protected. We only represent A rated carriers and can provide you with multiple coverage options and quotes which allows you to choose the coverage that suits your needs as well as your budget. We offer nationwide insurance which includes Hawaii and Alaska and our customer service is unsurpassed.

These Are Some of The Types of Charter Boats We Insure

Fishing Charters
Whale Watching Boats
Dinner Cruise Boats
Harbor Cruise Vessels
Sightseeing Boats

We welcome all inquiries so if you have questions or would like to receive an insurance quote, contact us at 1-866-627-4639. We have based our business and success on building relationships with our clients, not just selling them a policy. As your business grows and your insurance needs change, we will be there to make sure that your insurance risk is always minimized and that you can be confident that your insurance needs are always adequately covered.

Marine Artisan Insurance

One of the more specialized types of marine insurance is for marine artisans, a segment that is responsible for specialized services such as repairs and maintenance for piers, docks and vessels. Whether the repairs or maintenance take place dockside or on the water, it is critical that marine artisans have the right type of coverage at the best rates possible.

There are multiple exposures for marine artisans so getting the right policy means having adequate liability coverage for any damages, making sure employees are covered as well as making sure your equipment and vessels are protected as well.

Here are some of the marine artisan related businesses:

Marine Carpenters
Rigging Work
Canvas & Sail Repair
Pier & Dock Repairs
Painting
Winterization for Vessels
Marine Electrial & Plumbing Work
Equipment Installation & Repair

Since 1985, Douglas Maritime Insurance Brokers, have been providing marine artisans with policies that fit their budgets, meet their insurance needs and limit their exposure. Contact us today at 1-866-627-4639 to speak with one of our agents. We can help you navigate the waters of marine artisan insurance so you can better understand what works best for your business now and in the future.

Pollution Insurance

It is a not uncommon story to hear about a ship or vessel running aground or being involved in a collision and spilling thousands and even millions of gallons of fuel, oil or chemicals into the waters. The damage from these incidents can cause significant ecological problems to the waters, soil and wildlife that are inhabitants.

In the event of an accident in which a spill is created, there are a number of potential liabilities that the ship owner can be exposed to. One of the ways that ship owners can protect themselves is to having a solid marine pollution insurance policy. If you are looking at purchasing marine insurance or to update or change an existing policy, contact the marine pollution insurance professionals at Douglas Maritime Insurance Brokerage

It is important to understand some of the potential liabilities ship owners can be exposed to in the event of a pollution related accident:

Clean Up
Damages to Third Party Property
Damages to Natural Resources
Revenue and Profit Loss by Third Parties
Legal Defense
Civil Penalties
Criminal Fines

We can create a policy for your business that provides the necessary coverage you need to make sure you are protected in the event of liability. We offer coverage for all types of vessels including commercial vessels, tug and barge insurance, commercial fishing vessels, yachts. We can also provide liability coverage to owners as well as operators.

Give us a call at 1-866-627-4639 for any questions you have regarding marine pollution insurance or other marine insurance policies. We will take the time to understand your business needs and develop a quote that make sense and protects your business.

Protection and Indemnity Overview

Protection & Indemnity Insurance is a must for owners of ships or other passenger vessels. Owners of ships or passenger vessels are open to numerous types of liability and not having proper insurance coverage can have disastrous effects in the event of an accident, injury or damaged goods.

Passenger Vessels: If you own a passenger vessel, you have a great deal of liability on multiple fronts. You can be held liable for any injuries of deaths of crew members or passengers in the event of an accident. You are also exposed to liability issues for any damage to other vessels, piers or docks in the event of a collision.

Cargo Ships: Cargo ship owners are exposed to the same types of liability issues as passenger ship owners but also have the added liability of damage to cargo and well as injury or death of dock workers and cargo handlers.

Ship owners face enormous amount of liability each day they operate. Protection and indemnity insurance is a must for any owner of sea-going vessels that operate for business purposes, in the event of an injury or death or damage to other vessels, fixed installations and cargo. Without this type of insurance, an accident, injury or death could have devastating financial effects.

The maritime insurance specialist of Douglas Maritime Insurance Brokers specialize in Product & Indemnity Insurance for ship and passenger vessel owners. Our agents can discuss the available options and develop a P&I policy that makes the most sense for your business. Contact us at 1-866-627-4639 to find out more information or to receive a quote for Product and Indemnity insurance. We can help give you the peace of mind to know that your business is protected in the event of an accident or injury.

Hull & Machinery Overview

Hull and Machinery Insurance is designed to offer coverage for damages to the structure or machinery of a ship or other vessels such as tugboats, barges and even oil rigs. It is the equivalent of car insurance for ships. Policies can be written for a single ship or an entire fleet of ships or vessels.

While many people might think that hull and machinery insurance is used only in the event of a collision, there are many other ways that a ship can be damaged. Ocean going vessels and their machinery can be damaged by storms, large waves and any number of natural obstacles.

You also need to make sure that you have a running down clause, a provision for hull and machinery insurance that covers damages to another vessel from a collision with another ship or is caused by the ship. It will also cover you for any damage to the other vessel’s cargo.

When purchasing hull and machinery insurance, the running down clause does not cover any exposure for ship owners from an accident that causes bodily injury, death or damage to fixed installations such as docks and piers. You would need a Protection & Indemnity policy for that sort of coverage.

Purchasing marine insurance can be a very confusing proposition. It is important to use a maritime insurance company that can explain the exposures you face and develop a policy that best suits your needs and protects your business. The Hull and Machinery insurance specialists at Douglas Maritime Insurance Brokerage will take the time to find the best policies for all of your marine insurance needs. Contact us at 1-866-627-4639 for more information or to receive a quote. Our goal is to make sure that in the event of an accident or damage, your interests are protected.

 

Disclaimer: The product descriptions, examples and samples presented at this site are intended for information purposes only, and not intended to be complete descriptions of all terms for the actual policies which may differ by state.